Abitha Deepak, Bankbazaar.Com

Stories by Abitha Deepak, Bankbazaar.Com

All about Foreign Currency Convertible Bonds

All about Foreign Currency Convertible Bonds

Rediff.com   14 Aug 2009

A Foreign Currency Convertible Bond (FCCB) is a type of convertible bond issued in a currency different than the issuer's domestic currency.

Does high turnover ratio mean higher returns?

Does high turnover ratio mean higher returns?

Rediff.com   14 Aug 2009

In certain cases, the fund manager tends to buy stocks and hold onto them for a long time and only sells them if certain situations so demand. But in other cases, the fund manager keeps on buying and selling the stocks that his fund holds.

Planning an overseas trip? Some tips

Planning an overseas trip? Some tips

Rediff.com   13 Aug 2009

A holiday overseas is a dream shared by almost everyone. But a holiday, a time to just relax and enjoy, can quickly turn into a nightmare if not planned properly.

Going bungee jumping? Insure yourself!

Going bungee jumping? Insure yourself!

Rediff.com   12 Aug 2009

Well, if you are someone who craves adventure and indulges in activities like paragliding, scuba diving, bungee jumping and mountaineering, you may want to see what you can do about insuring yourself.

Simple tips for making a will

Simple tips for making a will

Rediff.com   12 Aug 2009

Making a will is one of the most important and integral part of personal financial planning.

Basic math in investing!

Basic math in investing!

Rediff.com   11 Aug 2009

Let us now try to understand basic mathematical techniques that will enable us to make informed decisions regarding our investments.

Understanding RBI's BoP review

Understanding RBI's BoP review

Rediff.com   11 Aug 2009

The recently released RBI First Quarter Review of Monetary Policy 2009-10 and the accompanying 'Macroeconomic and Monetary Developments First quarter review 2009-10 have indicated that on the basis of Balance of Payments (BoP) the export growth for 08-09 has declined by over 22% to 5.4% and also the import growth has declined by over 21% during the same period.

CanBank slashes home, car loan rates

CanBank slashes home, car loan rates

Rediff.com   11 Aug 2009

Canara Bank, the Bangalore-based public sector bank, has slashed interest rates on vehicle loans and home loans, which will be effective for all loans taken after August 1, 2009.

Is money market mutual fund for you?

Is money market mutual fund for you?

Rediff.com   7 Aug 2009

Making MMMFs part of one's portfolio should bring the overall risk down but one also needs to look at when these funds could be more revenue-adding to the portfolio.

Want to invest in multiple funds? Choose FoF

Want to invest in multiple funds? Choose FoF

Rediff.com   7 Aug 2009

An FoF is a mutual fund that invests in other mutual funds belonging to the same fund house or belonging to other fund houses.

All you wanted to know about arbitrage funds

All you wanted to know about arbitrage funds

Rediff.com   7 Aug 2009

Arbitrage is a strategy that consists of concurrent buying and selling of equal or comparable securities from at least two markets in order to profit from the variation in their prices.

Are child insurance plans really good?

Are child insurance plans really good?

Rediff.com   6 Aug 2009

Children's plans are insurance-cum-investment plans offered by insurance companies are similar to ULIPs (unit-linked insurance plans). However, the difference between a ULIP and a children's plan is that the parent starts investing in the children's plan right from the time the child is born and can withdraw the savings once the child reaches adulthood.

Understand risk, understand beta

Understand risk, understand beta

Rediff.com   5 Aug 2009

Different sectors and funds have different levels of volatility. So their beta values will differ. However, beta should be used along with other factors like management expertise, future prospects and your investment horizon. The longer your investment timeframe, the lesser the volatility, and thus lower the risk.

The most essential life insurance plan

The most essential life insurance plan

Rediff.com   5 Aug 2009

Term plans are products which are plain vanilla (no frills) that give us very high life covers for very low premiums.

Money mantras for a happy married life

Money mantras for a happy married life

Rediff.com   3 Aug 2009

Religiously put aside 30 per cent of your earnings into carefully chosen investments. Spend the rest of the money, the way you want and please.

All about loans for professionals

All about loans for professionals

Rediff.com   31 Jul 2009

People like Doctors, Chartered Accountants, Interior Decorators, Architects, Company Secretary etc. fall in the category of self-employed professionals. Given here are the different categories of documents that a self-employed professional has to fulfil.

How to handle collection calls/agents

How to handle collection calls/agents

Rediff.com   30 Jul 2009

How do you ensure that each time that they visit you, you are not left with a headache? Firstly, let's understand what these agencies are.

Is your pet insured?

Is your pet insured?

Rediff.com   30 Jul 2009

The purpose of pet insurance is to mitigate the risk of incurring significant expense to treat ill or injured pets.

Military insurance: Will it come to India?

Military insurance: Will it come to India?

Rediff.com   30 Jul 2009

It is important to note that the military provides group insurance to military personnel. However, with the growing financial requirements while running a family, this insurance might not be adequate. We can only wait and watch, when such insurance will be available in India.

What you need to know about co-operative banks

What you need to know about co-operative banks

Rediff.com   29 Jul 2009

Co-operative banks are small-sized units organized in the co-operative sector which operate both in urban and non-urban centers. These banks are traditionally centered around communities, localities and work place groups and they essentially lend to small borrowers and businesses.